Follow Barack Obama prior and during his tenure as the 44th President of the United States. Read about my personal observations along with every day facts as they happen. This blog will only submit factual information about the first black President, now in his 2nd term of office.


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Penalties That Will Exist if you DO NOT CARRY Health Insurance

Wednesday, March 24, 2010

Many people who are skeptical of the new heath care reform law mainly because a question exists that what if you do not get yourself covered by health insurance.
Actually, having to get health insurance is supposed to be an incentive, but may people all across the land feel that they are being forced to buy it, and they believe that it is against the law. Presently, over a dozen states now have filed suit against the Federal Government stating that the new law is actually not constitutional. It is not unheard of that a law has been appealed that was put in force by Congress, but such an overturn here would absolutely be ridicules. Apparently, those who express their fears having to buy this insurance may not understand the details, or they absolutely refuse to understand simply because they are 'on the other side' of the isle', meaning they are from the 'Conservative' platform.
So here is an outline of the penalties for not having health insurance.
By 2014, that would be the year such a penalty could affect someone for not having health insurance. You would be penalized $95 or 1 percent of your income, or the greater amount, as long as this amount does not exceed the price tag of a basic health plan.
That doesn't sound too bad, but still it is a penalty that you can incur if you do not buy something. The penalty is increased just two years later in 2016, when the amount jumps to $695 for an uninsured adult, and can cost up to $2,085 per household, or 2.5 % of your income, whichever is greater.
As an example, what if your family income was just $50,000 and you did not have health insurance. You would be fined the maximum of $2,085 per household.
Some people look at this as an incentive, but others look at it as a law that the Federal Government cannot possibly enforce.
As a totally non-bipartisan effort as not one single Republican supporter from the Senate or the House, another bill has been introduced that contains changes so that the new law could get enough support in the House to pass the measure. As expected, the Republicans have promised to do whatever it takes to do undermine the law as it now stands for health insurance. There has never been such a non-partisan uprising for such a very long time in Congress. It is hard to determine if President Obama can ever bring to two parties together to vote on anything. Up to this point, maybe there wasn't enough effort, but even if there was, I still believe that it still wouldn't be enough to bring the parties together to work together on any bill. Another unfortunate circumstance certain to show its ugly head would be the fate of the midterm elections this year. Many seats will exchange hands, and my hope would be that the Democrats would keep control over the House and Senate, because unless they do, future Obama political decisions stand may not turn out in his favor. It is truly unfortunate that the members of the House and Senate hasn't learned by now to work together, instead of being so polar against each other. It is also the opinion of this editor that the Democrats have strained their hands in future political decisions that will need to be made and future attempts for bi-partisanship will be unlikely.
As an outsider, I have watched both parties desperately attempt to destroy each other, while false criticisms and incorrect facts that make both parties guilty of failing to do what it takes to promote bi-partisanship for the betterment of the nation. Still, most people have different opinions and beliefs, as that fact is undeniable and in this country, you are not condemned for displaying them.


Chris March 24, 2010 at 11:37 PM  

While this bill (now law) did not have bi-partisan support it did have bi-partisan content. Republicans have some changes that they wanted in it. The President said from the beginning (a year ago) that he welcomed the republican suggestions and the ones who had real suggestions saw those ideas realized. They just couldn't go against the party, could they? While some might feel that the penalties are unconstitutional, I cannot comment on that. I can say that it is not without precedent. Look what has happened with auto insurance. The law requires fines if you are pulled over without it. Where's the unconstitutional outcry over that? Then today you have the republicans trying to put amendments into the bill that prevent sex offenders from getting viagra. Are you serious? How about the cries that medicare will be stripped of its money. Wait, are we talking about a government run health plan? People care about that supposedly. By the way, the only ones that would see a negative change from the law would be people using medicare advantage plans. Most would see added benefits such as yearly physicals and preventative visits without having to pay a copay. While I'm skeptical that the government can find all the money it claims it can I do say that if more people are using health benefits how is that not a bad thing? It provides people with health care and provides more jobs in that sector. That's what we're trying to do anyways, right?

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